Last Modified: September 1, 2021

The purpose of these Disclaimers is to inform you of how Pattering Publishing(“Company” or “we” or “our” or “us”) practices on CliftonCorbin.com (the “Website” or “Site”), YourKidsTheirMoney.com, or any other website that we own or operate, our email newsletters, and any other applications and services owned and operated by us, including online subscriptions and other product offerings (collectively referred to as the “Services”), and to any other services that display reference these Disclaimers.


The information provided by Patterin Publishing on cliftoncorbin.com  is for general informational purposes only. All information on the Site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness of any information on the Site. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE. YOUR USE OF THE SITE AND YOUR RELIANCE ON ANY INFORMATION ON THE SITE IS SOLELY AT YOUR OWN RISK.

No Professional Advice

You alone are responsible and accountable for your decisions, actions and results in life, and by using the Services you agree not to attempt to hold us liable for your decisions, actions or results, at any time, under any circumstance.

All products, services, and information offered on the Services are for educational and informational purposes only. We do not offer any legal, medical, tax or other professional advice. Any financial numbers referenced here, or on any of our sites, are illustrative of concepts only and should not be considered average earnings, exact earnings, or promises for actual or future performance.

Making decisions based on any information presented in our products, events, services, or website, should be done only with the knowledge that you could experience risk or losses just like any entrepreneurial endeavour. Use caution and always consult your accountant, lawyer or professional advisor before acting on this or any information related to a lifestyle change or your business or finances.

The information contained in or made available through the Sites (including but not limited to information contained on emails, message boards, in text files, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, medical, and psychological. In particular, you should regularly consult a doctor in all matters relating to physical or mental health, particularly concerning any symptoms that may require diagnosis or medical attention. We and our licensors or suppliers make no representations or warranties concerning any treatment, action, or application of medication or preparation by any person following the information offered or provided within or through the Sites. Neither we nor our partners, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death.

Investment Warnings

Nothing on this Website, any of our websites, or any of our content or curriculum is a promise or guarantee of results or future earnings. Investing involves risk. It’s important you acknowledge the following important investment warnings:

  • The value of securities, stocks, shares and investments, and the income derived from them, may fluctuate and can increase as well as decrease
  • We do not guarantee any specific outcome or profit
  • There is a real risk of loss in following any strategy or investment discussed
  • Investors may not always get the original amount invested in return
  • Past performance is not a guarantee or indicator of future performance

Accuracy of Site Information

Our content is obtained from sources which we believe to be reliable. However, we do not always independently verify or otherwise investigate all such information. Neither Patterin Publishing, Clifton Corbin, its editors, publishers, nor any of their respective affiliates guarantee the accuracy or completeness of any such information.

Editorial Integrity

Regardless of partner or compensation, we consider many additional factors, which are the result of editorial research to provide insights on all the different topics we write about on our website to provide insights and recommendations to our readers.

Views Expressed

The views, opinions, and beliefs expressed by independent authors, editors, journalists, sources, and interviewed guests do not necessarily reflect the opinions, beliefs, viewpoints, or official policies of Patterin Publishing or Clifton Corbin.


The Site may contain (or you may be sent through the Site) links to other websites or content belonging to or originating from third parties or links to websites and features in banners or other advertising. Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability or completeness by us. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR THE ACCURACY OR RELIABILITY OF ANY INFORMATION OFFERED BY THIRD-PARTY WEBSITES LINKED THROUGH THE SITE OR ANY WEBSITE OR FEATURE LINKED IN ANY BANNER OR OTHER ADVERTISING. WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.


The Site may contain testimonials by users of our products and/or services. These testimonials reflect the real-life experiences and opinions of such users. However, the experiences are personal to those particular users, and may not necessarily be representative of all users of our products and/or services. We do not claim, and you should not assume, that all users will have the same experiences. YOUR INDIVIDUAL RESULTS MAY VARY.

The testimonials on the Site are submitted in various forms such as text, audio and/or video, and are reviewed by us before being posted. They appear on the Site verbatim as given by the users, except for the correction of grammar or typing errors. Some testimonials may have been shortened for the sake of brevity where the full testimonial contained extraneous information not relevant to the general public.

The views and opinions contained in the testimonials belong solely to the individual user and do not reflect our views and opinions. We are not affiliated with users who provide testimonials, and users are not paid or otherwise compensated for their testimonials.

The testimonials on the Site are not intended, nor should they be construed, as claims that our products and/or services can be used to diagnose, treat, mitigate, cure, prevent or otherwise be used for any disease or medical condition. No testimonials have been clinically proven or evaluated.

This disclaimer was created using Termly’s Disclaimer Generator.

Do Your Own Research

We encourage you to contact a qualified professional to ensure you are making the right decisions to achieve your financial goals. We do not provide personalized recommendations or views as to whether an approach is suited to meet the financial needs of a specific individual. The decisions you make based on information contained on the Website are the sole responsibility of the user, and in exchange for using the services, you agree to hold Patterin Publishing,  Clifton Corbin, its affiliates, and its Business Partners harmless against any claims for damages arising from those decisions.

We are not a fiduciary by virtue of any person’s use of or access to the Website. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content on the Website before making any decisions based on such information.

To the maximum extent permitted by law, we disclaim any and all liability in the event any information, commentary, analysis, opinion, advice, and/or recommendation prove to be inaccurate, incomplete or unreliable, or result in any investment or other losses.

Contact Information

If you have any questions or comments you may contact us:

Pattering Publishing